F&I Performance. Tracked. Managed. Maximized.

Every deal. Every dollar. Every time.

FiPro is the command center for the F&I office — every deal, every product, every funding clock, and the exact pay math behind your month. For producers first. Visible to the store.

Built by a working F&I manager. Proven on a live book, deal by deal.

MONTH — AT A GLANCELIVE
Booked Units
38
Net F&I Gross
$68,412
Projected Pay
$8,940
PVR
$1,800
Rate
8.5%
Funded
33 / 38
VSC Penetration74%
GAP Penetration51%
Maintenance Penetration42%
Tier alert: 1 more VSC reaches 75% — worth +1% on your entire month’s gross.
Deal 240XX7 · Submitted · Day 6 on CITWATCH — FUND BY DAY 7

The best F&I managers already track their pay in a homemade spreadsheet and chase funding from memory. FiPro productizes what the best improvise — and hands it to the whole department.

The Platform

Three pillars. One command center.

The F&I office already generates all the data — recaps, pay plans, funding dates, kick notices. FiPro is the one system that holds it and answers the questions raw data never could. Zero extra data entry.

PAY

Know your number in real time

What am I actually earning right now?

  • Deal ingestion from recaps — upload, confirm, done
  • Full tier engine — penetrations, PVR thresholds, rate build, cap
  • Pace vs. floor — full-month projection and pay-if-month-ended-today, always shown separately
  • Tier proximity — “2 VSCs from your next point” and what it’s worth
MANAGEMENT

Fund what you booked

What do I chase first this morning?

  • CIT clock on every deal — fund in 5, late at 7, never hit 10
  • The 8am chase list — every non-funded deal, sorted by age
  • One-tap status updates — Submitted, Funded, Kicked, Resign, from your phone
  • Deal prep & clean — the exact packet this deal needs, before the customer stands up
ACCOUNTABILITY

Coach yourself

What’s my pattern — and what is fixing it worth?

  • Month-over-month trends — PVR, penetration, funding velocity
  • Kick-reason analytics — two taps to log, patterns surfaced automatically
  • The number that matters — “your #1 kick reason this quarter cost you $600 and 40 CIT days”
  • Personal bests and goals — private to you, always

Who it’s for

Two views. One source of truth.

Producers get their command center. The store gets the rollup. Everyone reads the same numbers from the same system — which is the end of pay disputes.

F&I Manager / Producer

Your pay. Your deals. Your patterns.

Know your check to the dollar, every day.

Verify the math on your own pay plan. See exactly where the next tier sits and what one more product is worth. Work the chase list instead of your memory. One caught pay error pays for the year.

F&I / Finance Director

The department at a glance.

Who’s pacing. Whose deals fund. Whose packets kick.

Units, gross, PVR, penetration by producer, CIT aging across the team — rolled up automatically from deal data the store already owns. Producers never do extra work to feed your report. And because you and your producers see the same pay math, the pay argument is over before it starts.

General Manager

F&I performance you can trust.

Cleaner deals. Faster funding. Better retention.

Contracts in transit is cash you’ve already earned but can’t touch. FiPro puts a clock on every dollar of it, prevents the kicks that stall it, and gives your finance office a professional standard — the kind good producers stay for.

How it works

Producing value the same day you sign up.

Upload your pay plan

FiPro reads it and builds your tier engine — base rate, penetration tiers, PVR thresholds, bonuses, deductions. You confirm every value on one screen before anything saves.

Upload your deal recaps

Each recap becomes a deal. Every parsed field is shown to you for confirmation — FiPro never assumes a deal attribute, and never invents a funding status. Tekion first; more DMS formats to follow.

Work your month

The dashboard is live: booked gross, penetrations, projected pay, and the chase list. Update funding in one tap. Watch the tiers move deal by deal.

Security

Built for the most sensitive paperwork in the store.

F&I runs on sensitive documents — that’s the job. So FiPro isn’t a spreadsheet with a login. It’s architected around a strict data model that stores only what the work requires and never warehouses what it doesn’t.

  • 01Tenant isolation at the database layerRow-level security on every table. A producer sees their deals. A director sees their store. Nothing else exists to either of them.
  • 02Working data onlyFiPro stores the deal information a producer needs to work a deal. Credit applications, SSNs, and customer financial details are never stored — verified in memory when needed, then released.
  • 03No deal-jacket warehouse. Ever.Document verification runs ephemerally: analyzed, results returned, uploads purged. No architecture in FiPro assumes jacket storage.
  • 04Every change is auditedEvery deal mutation and status change writes an audit entry. The numbers on screen always have a paper trail.

Pricing

One caught pay error and it’s paid for itself.

Founding-member pricing for the first cohort. No contracts, no per-deal fees.

FiPro Individual

Your terminal.

For the producer who owns their numbers — the way a trader pays for their own screen.

  • Full PAY engine on your exact pay plan
  • CIT clock + chase list on every deal
  • Deal prep & clean checklists
  • Your data is yours — it moves with you
Get early access
FiPro for the Store

Seats for the whole office.

One invoice, volume seat pricing, and the director rollup — every producer’s command center plus the department view.

  • Everything in Individual for every producer
  • Director rollup — units, gross, PVR, penetration, CIT aging by producer
  • Shared pay math — the end of pay disputes
  • Store-owned deal standards — encode how your store builds a correct deal
Talk to us about seats

Questions

Straight answers.

Does FiPro replace my DMS or menu?

No — and it never will. No desking, no menus, no CRM, no inventory. FiPro sits above your DMS as the intelligence layer for the F&I office: your deals, your pay, your funding. It reads recaps; it doesn’t touch your rails.

I’m a producer. Can my store see my personal data?

Deal facts roll up to the director view — units, gross, penetrations, CIT aging. Your personal goals, notes, and self-coaching data stay yours, always. The producer experience is primary by design.

Where does my customers’ information go?

FiPro stores the working deal data a producer needs and nothing more. Credit applications, SSNs, and customer financial details are never stored — document checks run in memory and uploads are purged. Every account is isolated at the database layer.

Which DMS platforms are supported?

Tekion recaps are supported first. FiPro is DMS-agnostic by design — one extraction engine maps any recap format into a single deal model, so additional formats (CDK, Reynolds, Dealertrack) come online without rebuilding anything. Every parsed field is confirmed by you before it saves.

What if the numbers don’t match my spreadsheet?

Then one of them is wrong, and FiPro will show you which. The pay engine was built against a real production book and tested to the penny — no rounding, no tolerances. That standard is the whole point.

Early Access

Know your check to the dollar. Every day.

Join the founding cohort. First seats go to working F&I managers — tell us your store and DMS and we’ll be in touch.

Founding-member rate locked for your first cohort year.